Overview
Staying Prepared Against Accidents
Although accidents happen a lot more often than we expect, Personal Accident Plans are some of the most overlooked insurance plans. The reality is that no matter how prepared or careful you are, being in the wrong place at the wrong time is beyond our control.
Obtain coverage for accidental injury, death, and permanent disability
Focus on your recovery without worrying about medical costs and protect your income against accidental death or permanent disability, especially if you have dependents.
If you cannot perform daily tasks or work after an accident, or if you require ongoing treatment following an accident, you could burn through your savings very quickly. The medical expenses incurred after an accident can be costly for anyone, especially for daily wage earners, workers, self-employed, active individuals, and those who love outdoor activities.
Most people think that hospitalisation plans, and medical coverage alone are enough. A personal accident plan provides benefits such as lump-sum payments to help with recovery and other incident expenses, which a hospitalisation plan cannot provide.
Here’s what to consider when buying a Personal Accident Plan:
- Policy premiums are based on risks associated with your occupation.
- What other benefits such as Infectious Diseases coverage or daily hospitalisation allowance should you consider suiting your protection needs?
- Do you prefer to also be covered for recovery treatments such as chiropractic, physiotherapy and/or Traditional Chinese Medicine?
Features of Personal Accident Plan:
What’s LiveLife?
Through a unique consulting–based sales approach, we help you to choose the optimalinsurance for your specific situations and requirements. Through after-sales consultations, we ensure that you have the protection you need at all stages of life.
Sony Life Financial Advisers aims to provide services optimally tailored to individual customers. Sony Life Financial Advisers runs LiveLife, a walk–in insurance shop where its dedicated staff provide you optimal insurance plans and you can compare from variety of insurers’ products.
Other Categories
Protecting me & my loved ones
Your health, well-being, and livelihood are three of the most precious things in your life. Safeguarding these for yourself and your loved ones will allow you to focus on living your best life without worrying about unexpected setbacks.
For Parents-to be
Planning to become a parent is one of the most significant decisions one could make. You have an unspoken responsibility to raise your child in a loving and nurturing environment as a parent. This responsibility includes safeguarding their health, teaching them life values, and ensuring they get the best education and opportunities for their future. Caring for your child at every stage of their growth allows them the best chance at a bright future.
Retirement income
According to the Department of Statistics Singapore, life expectancy for Singaporeans is 83.9 years (2022).1 What if you live longer than average? Have you set aside enough for your lifestyle of choice in your retirement years?
Save for My Life Goals
Saving money doesn't have to be challenging but requires a lot of discipline. Whether saving up for your first home or building an emergency fund, a simple and achievable strategy helps you stay on track toward your goals. It's as simple as deciding how much and when you need it!
Travel Insurance
When planning a business trip or a holiday, worrying about travel unpleasantries should be the last thing on your mind. Securing coverage for your upcoming trip protects you against unexpected costs from flight delays, loss, thefts, accidents, and medical expenses.
Maid Insurance
Helpers take care of your home, and they should be cared for like a member of your family too! They help you manage your household diligently. Often, they are predisposed to injuries while doing household chores or falling sick now and then, just like you do.
Car Insurance
No matter how careful a driver you are, car accidents can still happen without warning. This is because we have little control over how others drive. We also have no control over factors like bad weather, poor road conditions or falling objects. Car Insurance helps you to defray hefty costs incurred should you be involved in a car accident.
Company Insurance
As a business owner, safeguarding your business assets is vital. Acquiring Business Insurance to protect business assets, such as your employees and properties, helps to reduce risks. At the same time, you focus on growing your business.
