In the event of hospitalisation, a huge medical bill can be a major headache and concern for the patient and loved ones. All Singaporeans/PRs are automatically enrolled under MediShield Life (a basic health insurance plan) which helps to pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer.
Find out how an Integrated Shield plan complements your MediShield Life coverage:
・Increasing the yearly claimable limits
・Providing options up to as-charged coverage for eligible inpatient and outpatient hospital treatment expenses (subject to policy terms)
・Allowing you to upgrade your ward and choose your preferred doctor
・Enhance MediShield Life coverage to Integrated Shield plan using CPF Medisave account up to the medisave withdrawal limit
・Optional riders (funded by cash only) to reduce amount payable for deductible and co-insurance
・Covers for pre and post hospitalization expenses
We often neglect to plan for potentially life changing events such as a severe disability or illness. Such unfortunate events usually take a long time to recover and can drain a person financially. How well are you prepared for these eventualities?
What is “Severe Disability”? It is the inability of an individual to perform three or more Activities of Daily Living (ADLs – washing, dressing, feeding, toileting, mobility, transferring) independently, with or without mobility aids (e.g. walking aids, wheelchair).
In the event of a severe disability, you will need to make life impacting changes to your daily activities such as the use of mobility aids, long term medication, physiotherapy or hiring a personal assistant. This could result a spike in your living expenses.
All Singaporeans/PR are automatically enrolled under CareShieldLife Scheme (for age 30 and above after year 2020). This scheme provides a monthly payout to those who cannot perform the stipulated ADLs.
Enhance your CareShield Life or ElderShield cover with the following benefits:
・Higher monthly payout;
・Life time monthly payout (for ElderShield Plan only);
・Receive payout if you are unable to perform at least 2 out of 6 ADLs (instead of 3 out of 6 ADLs);
・Receive additional benefits such as lump-sum benefit and death benefit.
Moreover, you can pay for these enhanced benefits out of the CPF Medisave Account (subject to CPF Medisave withdrawal limits).
Life insurance should not be a retailed product sold to you but a fitted solution after you fully understand what is suitable for you and what the benefits are. If you feel uncertain about life insurance, please knock on our door. We won't disappoint you.
We strive to maintain the highest level of competency and professionalism to fulfil our promises to our customers. Through our unique consultation-based approach with financial planning tool, you get to visualize your needs and goals in your life. You will be able to get the right protection you need for the various stages of your life.
Our LiveLife Relationship Managers are not remunerated by commissions. Based on our life planning and financial simulations, we are able to provide clear comparison among several insurers’ products. Hence, you are able to choose the most suitable insurance plan based on our unbiased recommendation.
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(Jurong East MRT)
One&Co Office *Operated by appointment-basis
20 Anson Road #11-01 Twenty Anson 079912
(2min on foot from Tanjong Pagar MRT Exit C)